Protect Your Family
Protecting your family is the cornerstone of financial planning, and for most people it is their first priority.
There are a number of ways to protect your family and choosing the most appropriate method for you will depend upon a number of factors including tax, cost and the type of protection that is required.
Various types of assurance can be used to protect loved ones, income as well as businesses and, in certain circumstances, can be arranged in such a way as to minimise the effect of tax.
It is essential to cover the breadwinners of a family against circumstances which could reduce or eliminate the family’s ability to live in the lifestyle to which it is accustomed.
Finding the right cover and the provider of that cover can be time consuming; even more difficult is ensuring that the benefits are not paid to the Inland Revenue but paid to the people they were designed to protect when they need the benefits most urgently.
- Mortgage and debt Protection
- Life Assurance
- Accident, sickness and unemployment Protection
- Income Protection
- Family Income Benefit Plans
- Serious Illness Protection
- Critical Illness Protection
- Private Medical Provision
- Whole of Life Provision
- Gift Inter Vivos Cover
Ensuring that all of your family needs are met will need careful financial advice and planning. Our team of advisers will provide expert, independent advice following a full review of your circumstances to ensure that you don’t pay more than necessary to the Taxman, enabling you and your family to benefit from your plans.
For further information and advice please contact us.