Pension Advice

Probably, amongst all of the other challenges we will face during our lifetime, the one that will ultimately face us all will no doubt be the need for an adequate income in retirement. People are generally living very much longer and with recessions hitting the funding of pensions, the need to provide both security, choice and options at every stage in life has never been so important. 

At CBK Wales, our financial advisors have a wealth of experience in assisting and advising our clients on how to properly plan for their retirement, during the period where you are saving as well as when you are about to retire. As the options now open to people are so diverse and in so many cases complicated, we are happy to assist and advise you on the pension options available to everyone. CBK Wales provides advice on all of the products listed below:

  • Cash Flow and retirement income Forecasting 
  • Personal Pensions 
  • Self-Invested Personal Pensions (SIPPs) 
  • Small Self-Administered Pension Scheme (SSAS) 
  • Occupational Final Salary Pension Transfers 
  • Occupational Money Purchase Pension Transfers 
  • Pension Fund Consolidation 
  • Flexi-Access Drawdown Accounts 
  • Conventional Annuities 
  • With Profit & Unit Linked Annuities 
  • Enhanced Annuities for those with impaired health 
  • Auto-Enrolment Schemes
  • Pension funding for Directors of Limited Companies
  • Salary Sacrifice
  • Carry Forward planning


The value of investments and income from them can go down. You may not get back the original amount invested.

Past performance is not a reliable indicator of future performance.”

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Regulatory Information: CBK Wales is a trading style of CBK Swansea Ltd which is an appointed representative of TenetConnect Services Ltd which is authorised and regulated by the Financial Conduct Authority. TenetConnect Services Ltd is entered on the Financial Services Register ( under reference 150643.
CBK Swansea Ltd are registered in England and Wales under reference 05577803 Registered Office Address – Suite 3. Henley House. Queensway. Swansea West Industrial Estate. SA5 4DJ
The information contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.